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Terms of Service

The rules that apply when you access or use this website.

Last updated: 1 March 2025

Welcome to Permata. These Terms of Service ("Terms") govern your access to and use of the website at permatabksmipa.id (the "Site"). By using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Use of the Site

You may use the Site for lawful, personal and non-commercial purposes. You agree not to:

  • Copy, reproduce, republish or redistribute our content without permission, except as permitted below.
  • Use automated systems to scrape or harvest content in a way that burdens our infrastructure.
  • Attempt to gain unauthorised access to the Site, its servers, or any connected systems.
  • Introduce viruses, malware or any other harmful material.
  • Use the Site in any way that infringes the rights of others or violates applicable law.

2. Intellectual property

All content on the Site — including text, images, graphics, logos and layout — is owned by or licensed to Permata and is protected by copyright and other intellectual property laws. You may share links to our articles and quote brief excerpts with clear attribution and a link back to the original. Any other use requires our prior written consent.

3. User submissions

If you submit content to us — for example through our contact form — you confirm that you have the right to do so and grant us a non-exclusive right to use that content for the purpose of responding to you or, where relevant, reporting a story. You are responsible for the accuracy of what you submit.

4. Third-party links and content

The Site may contain links to third-party websites and may display third-party advertising. We are not responsible for the content, policies or practices of those third parties. Accessing them is at your own risk, and we encourage you to review their terms and privacy policies.

5. No professional advice

Content on the Site is provided for general information and educational purposes only. It does not constitute professional, medical, legal, financial or engineering advice, and it should not be relied upon as such. See our Disclaimer for further details.

6. Disclaimer of warranties

The Site and its content are provided "as is" and "as available", without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the Site will be uninterrupted, secure or error-free.

7. Limitation of liability

To the fullest extent permitted by law, Permata and its contributors shall not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of data, profits or goodwill, arising out of or in connection with your use of the Site.

8. Changes to the Site and Terms

We may modify, suspend or discontinue any part of the Site at any time, and we may revise these Terms from time to time. The current version will always be posted on this page with an updated "last updated" date. Continued use of the Site after changes take effect constitutes acceptance of the revised Terms.

9. Governing law

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which Permata is established, without regard to its conflict-of-law provisions. Any disputes shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.

10. Contact

Questions about these Terms? Email legal@permatabksmipa.id or write to us at Suite 410, 22 Harbour Street, Dublin D02 XY45, Ireland.